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Bad Credit Broadband Deals
Jetstream Fibre Unlimited Broadband
17Mb / second
£19.99 / month
£0 upfront fees
38Mb / second
£23.50 / month
£0 upfront fees
Superfast Fibre Booster
36Mb / second
£20.99 / month for 3 months
Then £23.99 / month
1Gb Fibre Connection - Broadband & Phone No Contract
900Mb / second
£54.00 / month
£29 upfront fees
900Mb / second
£55.00 / month
£0 upfront fees
Do I have bad credit?
Bad credit can be a result of any negative financial activity, from missed repayments to bouncing direct debits; from County Court Judgements to bankruptcy. The frequency and severity will determine just how negatively your credit score is impacted.
But you could also fail a credit check because of inconsistencies on your report, such as with addresses you’ve provided. Not being on the electoral register or having financial associations with someone else whose credit score is poor will also count towards bad credit.
How is bad credit broadband different from regular broadband?
In terms of the broadband itself, there are no differences at all. If you pay for Standard Broadband, that’s what you’ll get. Your actual connectivity speeds will depend on your postcode, but the service you receive from the provider should be no different to if you had a great credit score. In sum, having bad credit doesn’t affect the broadband at all; the terms and conditions of your contract may just be slightly different.
Can I get broadband with bad credit?
Often, if you have a bad credit history then you’ll need to put down a deposit (of sorts) to safeguard against your broadband contract. What that cost is will depend on your provider as agreed by you.
Don’t worry – it’s a deposit, so if you keep up with your contract payments, you’ll get it back! It just acts as a guarantee for your broadband provide in the event you can’t.
It’s also worth bearing in mind that rejected applications do show up on your credit report and can negatively impact it. Therefore, if you’re unsuccessful in your application, don’t continue to apply for broadband left, right and centre or you risk damaging your credit score further. Instead, simply avoid this scenario altogether and opt for a broadband package for people with bad credit.
Who are the best bad credit broadband providers?
Now Broadband doesn’t run credit checks; instead you pay in advance for the service you use. And if you don’t, then you won’t have access to television or broadband - simple. Now Broadband also have some of the most competitive broadband deals going.
Direct Save Telecom
DST are another provider who offer broadband deals with no credit checks. Similar to Now Broadband, you make your first payment in advance which then activates your connection. While they tend to be on the whole a little pricier than Now Broadband and Plusnet, they do offer plenty of short-term contracts which can be great if you have an uncertain living situation or don’t want to be tied into an extended contract.
This package from BT is for those on lower incomes or in receipt of certain benefits. You can get standard broadband with speeds of around 10 megabytes per second (Mbps), but the caveat is that your internet will be capped at 15 gigabytes (Gb). As it’s not unlimited, you will need to keep an eye on your internet usage to avoid being charged higher rates for going over your allowance.
Can I choose a Big Four broadband provider if I have bad credit?
The Big Four broadband providers are BT, Sky Broadband, TalkTalk and Virgin Media, who collectively hold a significant portion of the UK broadband market. All of these service providers do perform credit checks on their applicants, but don’t be disheartened – these checks are not as meticulous as those when you apply for a loan or other forms of credit.
So, if you’ve got bad credit, it’s not certain that you’ll be rejected from a bargain broadband package from one of these household names. Why is this? Well, because there smaller broadband providers who are offering good value broadband to their customers often with lower barriers to entry, so the Big Four have to compete. Essentially, they want to retain as much custom as they can. Rejection isn’t necessarily on the cards if your credit rating isn't as high as you might hope, you may just have some adjusted terms of your contract.
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Last reviewed: 03 March 2021
Next review: 03 April 2021