Find the best pay as you go SIM only deal for your needs/
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Start ComparingIn the early days of mobiles there only seemed to be two options – a SIM card deal where you would be locked into a contract or a ‘pay as you go’ deal when you paid upfront for your calls and texts. However, there is now the option of pay as you go SIM cards, which provide a flexible way to pay for your mobile use. Pay as you go SIM bundles are especially useful for those who already have a phone, those who don’t want to be tied to a contract and those who don’t want to have a credit check before they purchase. Read our useful guide to find out more about pay as you go SIM deals.
Traditional pay as you go deals require you to buy credit so that you pay for your calls, texts and data as you use them. You aren’t tied to any contract or commitment and can therefore change your mobile deal whenever you like.
The other option, which is often better value, is to purchase a pay as you go SIM deal, also known as a pay as you go ‘bundle’. This is usually a one-month contract with a monthly allowance of calls, texts and data. You will then either use your allowance or it will expire at the end of the month and you can either change or renew your deal. Pas as you go SIMs are a flexible and cheap option for your mobile use.
When you sign up for a pay as you go SIM, it will most often come with an allowance of 30 days’ worth of calls, texts and data, ready to be activated. The SIM will renew every month, but you are only tied into the SIM deal for a single month, meaning that it is flexible and can be changed or cancelled at any time, at no extra cost. The allowance of calls, texts and data, as well as how much you pay for the SIM deal, will differ depending on which tariff and network provider you choose.
A 30-day SIM works out much cheaper than a traditional pay as you go deal, and also avoids the long contracts you are tied into for the usual mobile contracts.
Here are some useful tips that you should consider before you take out a pay as you go SIM:
The tariffs of each provider will regularly change, and often different providers will have deals for new customers so keep an eye out for limited time offers. All of the major network providers offer pay as you go SIM deals, but you may want to look at other providers who use the networks of the main providers but will often have cheaper deals available. Below is a table showing some of the best pay as you go bundles:
Provider (network used) |
Cost (per month) |
Data |
Minutes |
Texts |
Lebara (Vodafone) |
£5 |
2GB |
Unlimited |
Unlimited |
Smarty (Three) |
£10 |
30GB |
Unlimited |
Unlimited |
Asda Mobile (EE) |
£10 |
7GB |
600 |
Unlimited |
Giffgaff (O2) |
£10 |
6GB |
Unlimited |
Unlimited |
Vodafone |
£10 |
15GB |
250 |
Unlimited |
VOXI (Vodafone) |
£15 |
15GB |
Unlimited |
Unlimited |
O2 |
£15 |
15GB |
Unlimited |
Unlimited |
Smarty (Three) |
£20 |
Unlimited |
Unlimited |
Unlimited |
Values accurate from time of writing (08/09/2020). Other bundles are available.
It can be frustrating to lose your phone, or even to use your phone for things where you aren’t comfortable giving out your number. It can therefore be useful to have a backup SIM that you keep for emergency use, or for very occasional use.
In this case it is better to use a traditional pay as you go deal instead of a 30-day SIM. This way you won’t be paying for an allowance that you don’t use. Some of the cheaper pay as you go providers are 1pMobile and ASDA (who both use EE’s network), and Three and Lebara Mobile (who use Vodafone’s network).
1pMobile are the cheapest of these providers as texts are only 1p, calls are 1p per minute and data is 1p per MB! The only stipulation of this deal is that you have to top up £10 every four months to stay connected.
Make sure to compare deals in order to find the cheapest one for you.
In all European Union countries, you are allowed to use your UK allowance of minutes, texts and data until 31 December 2020. However, some countries outside of the EU charge large amounts to use their networks so it can be important to plan ahead. Three has potentially the best pay as you go SIM deal when it comes to roaming, allowing you to use your allowance in 71 destinations, including the USA and Australia. You should also check the overseas bundle of your current network as sometimes there will be add-ons available to your deal.
Networks that offer pay as you go SIM deals include but are not limited to:
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Last reviewed: 24 November 2020
Next review: 24 December 2020